Personal injury and wrongful death cases following truck accidents differ from those involving car crashes in many ways. The most obvious—and tragic—difference is that people who get hit by a tractor-trailer, construction vehicle or some other large truck tend to suffer more serious injuries. Simple physics put people in cars, on motorcycles, and in medians or on highway shoulders as pedestrians at serious risk from a negligent or reckless truck driver.
An even greater difference involves answering questions about who bears liability for covering the victim’s medical bills and making other forms of compensation for things like pain and suffering. Usually, when the driver of one car collides with another vehicle, a single insurance policy exists to handle claims. A loaded 18-wheeler will be covered by three, four, or more policies.
Federal and state laws require commercial drivers to carry insurance on themselves. The vehicles they operate must also covered by insurance policies held by the trucking company.
Beyond those two legally required policies, the trailer may be insured by yet another company, and the freight being transported could be covered by still one more, distinct insurance policy. Last, if a truck crash results from a blown tire, faulty brakes, or some other mechanical failure, the equipment manufacturer could have liability.
This reality makes determining which insurance policies apply given the facts of the client’s case one of the most important services a Columbus truck accident lawyer provides. Sometimes, claims can be filed against more than one policy.
Even before that determination is made, a personal injury or wrongful death attorney in Franklin County will be able to take essential steps to aid their client. A few of these legal services are
Once insurance claims are filed, a truck crash attorney in Westerville or elsewhere can handle communications and negotiations with claims adjusters. Relying on their legal representative to do paperwork, protect their rights, make phone calls, and crunch numbers on settlement offers allows a truck crash victim to focus on healing and returning to their lives.
If you or your family needs advice and representation from a personal injury lawyer in central Ohio, consider reaching out to Corey Heit of Heit Law in Westerville. Corey takes appointments online, and he offers free consultations to all potential clients. To speak with him directly, call (614) 898-5300.
Please call my Personal Injury law firm office in Columbus today to schedule a free initial consultation with a personal injury lawyer. Our Personal Injury lawyers handle all personal injury cases on a contingency fee basis. You don’t pay attorney fees unless we win. You can reach me by phone at 614-898-5300, toll-free from anywhere in Ohio at 877-898-HEIT, or contact me via email to get started.
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